273 reviews from American Income Life employees about American Income Life culture, salaries, benefits, work-life balance, management, job security, and more. Pyramid scheme all the way...buyer and workers beware!!! Skip to main content. Founded in 1951, American Income Life (AIL) operates in 49 states across the US. I work as a recruiter for The Zach Hart Agency in Troy which is a subsidiary of American Income Life. What is the best part of working at American Income Life? Picture a pyramid. Many American Income Life employees have registered complaints against the company. About. I worked at American Income Life full-time for less than a year. By using this website you agree to our Cookies Policy. Hynan Agency is a subsidiary of AIL which is a pyramid scheme where recruiters get paid for each head they recruit and you aggressively target underserved communities and middle income families for life insurance. Yes, American Income Life Insurance is legit and not a pyramid scheme scam. Consumer complaints and reviews about American Income Life North Carolina. One American Income Life insurance agent (with job title: Insurance Producer) in Pennsylvania complaints that the company touts a “flexible schedule,” but then forces employees to schedule sales calls or visits until 10 pm. According to the Federal Trade Commission, pyramid schemes “promise consumers or investors large profits based primarily on recruiting others to join their program, not based on profits from any real investment or real sale of goods to the public.” A pyramid scheme is a fraudulent investment strategy, deemed illegal in the United States. That is not the case with AIL. American Income Life Insurance Company Response. The company makes money off your sales, not a person. The longer you stay there, they will like your 'loyalty' and promote you to have some producers under you. AIL is not a pyramid scheme, scam, or anything like that. A Pyramid scheme is you paying money to something or someone ,and then finding people to pay you so that the original person you payed makes money off you an everyone under you. The company also offers an opportunity to make money through its multilevel marketing business model. ... American Income Life will change your life mentally, physically, spiritually, and financially, if and only if you use the systems and work hard,” Zachary says to anyone considering a sales position with the Company. Thank you for the positive feed back. American Income Life Employee Reviews about "pyramid scheme" Updated Oct 14, 2020. fishing scam/pyramid scheme. A free inside look at company reviews and salaries posted anonymously by employees. There isn’t much information on it, but a few reviews about it have me thinking that it’s an MLM. ... Tell me again how many people at AIL actually make it to SGA? I’ll give you a good deal. About. But if any of you need life insurance, hit me up. On this detailed review, I Will Expose all the truth about this Machiavellian Pyramid Scheme. This is a pyramid scheme, plain and simple. A free inside look at company reviews and salaries posted anonymously by employees. 15 people answered. If you are seeking for information with regards to whether the American Income Life is a scam... Or, if it is a pyramid scheme, the answer is "No!". Negative Outlook. American Income Life is not a scam just because it wants to hire independent contractors instead of employees but it seems too many have complained about the same thing. Business Details. But as always, not all legitimate earning online opportunities is worth to try. The company is into the distribution and selling of various life insurance products and services. Is American Income Life a Scam or Legit? American Income Life Employee Complaints. They tell you they will give you leads for willing participants, but then you find out these people were only promised free benefits and you have to upsell life insurance to them. Find 15 answers to 'Is this a pyramid scheme' from American Income Life employees. It also carries its operations to the District of Columbia, Canada. There are about 30+ recruiters all trying to get people to come in for an overview of the Benefits Specialist position. After all information I gave, you can be sure that American Income Life is completely a legit insurance company, it’s not even considered as a pyramid scheme or something like that. 3,144 American Income Life reviews. ... Just like a MLM or pyramid scheme, AIL agents typically last only a few months. 12/07/2020. American Income life is not a pyramid scheme, but whoever has said that simply doesn’t have the education to know better. Read employee reviews and ratings on Glassdoor to decide if American Income Life is right for you. American Income Life is an international insurance company that was founded in 1951. Tho I will admit the way they market the business is a pyramid, but there is no scheme Health & Life Insurance. It has policies to help supplement expenses for credit unions, labor unions, and other associations. American Income Life offers both life insurance and hospitalization coverage. At the top of the pyramid is the insurance company. We use cookies to improve your experience on our site and to show you personalised advertising. American Income Life is a completely legitimate insurance company that operates to the letter of the law. American Income Life Insurance is a wholly owned subsidiary of Globe Life Inc. (NYSE: GL), an S&P 500 Company.. American Income Life Insurance Company is an international company protecting working families in the United States, Canada, New Zealand, and through our wholly-owned subsidiary, National Income Life Insurance Company in New York. Learning how to recognize employment scams for future avoidance. It is a legitimate business opportunity, although the recruitment process is a little deceptive. Though the business opportunity is legitimate, it doesn't mean that it is suitable for everyone. American Income Life is A Legit Opportunity To Make Money From Selling Insurance. American Income Life Pyramid Scheme American Income Life is a multinational insurance organization aiming … And that structure is based off of a typical MLM hierarchy. American Income Life, AIL, Altig International RIPOFF, PYRAMID SCHEME WASTE OF TIME Burnaby British Columbia *UPDATE - Rip-off Report REVIEW: Altig International has joined the Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and a Rip-off Report independent investigation. Posted on January 27, 2012 January 27, 2012 by Ryan Craig Bradford Posted in writing Tagged American Income Life , coked-out , jobs , pyramid scheme , Ryan Bradford , scam , unemployment 26 Comments Read more. Get answers to your biggest company questions on Indeed. This is an unethical business that prays on the poor and recruits people desperate for work. Read 333 More Customer Reviews. 12 people answered. This is a textbook pyramid scheme company... You start out working 70-80 hours a week to (if you're lucky) make $600. Pyramid schemes have no products being sold and no service being provided (I.e. Based in Waco, Taxes, American Income Life Insurance is an insurance firm at its core. Read what Insurance Agent employee has to say about working at American Income Life: Horrid zero balance and you will make more in retail. This is a multi-location business. In this case it would be American Income Life. Some background on American Income Life: they are partnered with members of credit unions, labor unions, associations, and private policyholders. ... Glassdoor has 3,327 American Income Life reviews submitted anonymously by American Income Life employees. ... Is this a pyramid scheme. Therefore, those who are sitting at the top tier of the pyramid earn huge amounts of money and the people at the lower tiers lose everything they have. It offers life and accident insurance, as well as supplementary health products. A pyramid scheme is a pyramid scheme is a pyramid scheme. American Income Life, along with their New York subsidiary National Income Life, has combined assets of more than $4.2 billion with more than $59 billion of life insurance in force in 2017 (as of 3/18). The company has been label many with scams, with many people calling them American Income Life Rip Off. Legal. Disapproves of CEO. American Income Life Employee Reviews about "pyramid scheme" Updated Dec 10, 2020. A pyramid scheme is a sketchy and unsustainable business model, where a few top-level members recruit newer members, who pay upfront costs up the chain, to those who enrolled them. Also, the American Income Life organizational hierarchy in its sales organization is no different than any other insurance agency. With numbers like these, it’s only natural for some consumers to navigate toward American Income Life Insurance Company. 145 American Income Life: AO reviews. Beneath AI… Free coffee, air conditioning, free life lessons on the pitfalls of a 1099 job. No. Jobs). I was in an interview class of at least 40 people for American Income Life Insurance ( Steve Hartmans ) office in Phoenix, I was the ONLY one out of all the 40 people who actually got their insurance license. The short answer is yes. American Income Life Insurance is a wholly owned subsidiary of Globe Life Inc. (NYSE: GL), an S&P 500 Company.. 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